:root{
  --brand-dark:#0b1c46;--brand-dark-2:#10245a;--brand-deep:#071230;
  --brand-accent:#2563eb;--brand-accent-br:#3b82f6;--brand-accent-so:#60a5fa;
  --brand-tint:#eff6ff;--brand-wash:#f6f9ff;--cta:#d64000;--cta-dark:#9a3412;
  --wa:#25d366;--wa-dark:#1daa61;--ink:#0b1220;--text:#41495a;--muted:#5f6b80;
  --border:#e7ecf6;--border-strong:#dce7f7;--surface:#f7faff;--white:#fff;
  --fs-xs:12px;--fs-sm:13px;--fs-base:15px;--fs-md:16px;--fs-lg:18px;--fs-xl:21px;
  --fs-h3:24px;--fs-h2:clamp(28px,3.4vw,42px);--fs-h1:clamp(30px,3.6vw,44px);
  --r-xs:6px;--r-sm:12px;--r-md:18px;--r-lg:26px;--r-pill:999px;
  --shadow:0 30px 80px rgba(11,28,70,.12);--shadow-soft:0 18px 50px rgba(11,28,70,.08);--shadow-card:0 24px 70px rgba(11,28,70,.13)
}
*{box-sizing:border-box;margin:0;padding:0}html{scroll-behavior:smooth;scroll-padding-top:105px;overflow-x:clip}
body{font-family:Inter,Arial,sans-serif;color:var(--text);background:#fff;line-height:1.72;font-size:var(--fs-base);-webkit-font-smoothing:antialiased;overflow-x:clip}
a{text-decoration:none;color:inherit}h1,h2,h3,h4{color:var(--ink)}button{font:inherit}.container{width:min(1440px, 94%);margin:auto}
.ic{width:22px;height:22px;fill:none;stroke:currentColor;stroke-width:2;stroke-linecap:round;stroke-linejoin:round;display:block}
.btn{display:inline-flex;align-items:center;justify-content:center;gap:9px;min-height:48px;padding:13px 24px;border-radius:var(--r-pill);font-weight:700;font-size:var(--fs-base);border:0;transition:.25s ease;white-space:nowrap}
.btn-primary{position:relative;overflow:hidden;background:var(--cta);color:#fff;box-shadow:0 12px 28px rgba(214,64,0,.22)}
.btn-primary:after{content:"";position:absolute;top:0;left:-120%;width:60%;height:100%;background:linear-gradient(100deg,transparent,rgba(255,255,255,.45),transparent);transform:skewX(-18deg);transition:left .6s ease}.btn-primary:hover:after{left:140%}.btn-primary:hover{background:var(--cta-dark);transform:translateY(-2px)}
.btn-whatsapp{background:var(--wa);color:#fff;box-shadow:0 10px 22px rgba(37,211,102,.24)}.btn-whatsapp:hover{background:var(--wa-dark);transform:translateY(-2px)}
.nav{position:sticky;top:0;z-index:70;background:rgba(255,255,255,.94);backdrop-filter:blur(16px);border-bottom:1px solid rgba(220,231,247,.88)}
.nav-inner{display:flex;align-items:center;justify-content:space-between;gap:24px;padding:16px 0}.logo{font-size:var(--fs-h3);font-weight:700;letter-spacing:-.5px;color:var(--brand-dark)}.logo span{color:var(--brand-accent)}
.nav-links{display:flex;align-items:center;gap:26px;font-size:var(--fs-base);font-weight:500;color:var(--muted)}.nav-links>a:not(.btn):hover{color:var(--brand-accent)}
.mobile-menu-toggle{display:none;width:42px;height:42px;border:1px solid var(--border);border-radius:11px;background:#fff;align-items:center;justify-content:center;flex-direction:column;gap:5px}.mobile-menu-toggle span{width:19px;height:2px;background:var(--brand-dark);border-radius:3px}

.article-hero{position:relative;overflow:hidden;background:linear-gradient(180deg,#fff 0%,var(--brand-wash) 100%);padding:54px 0 52px}
.article-hero:before{content:"";position:absolute;width:430px;height:430px;border-radius:50%;background:#dbeafe;filter:blur(90px);opacity:.52;left:-190px;top:-250px}
.article-hero:after{content:"";position:absolute;width:330px;height:330px;border-radius:50%;background:#e0e7ff;filter:blur(90px);opacity:.44;right:-130px;top:-150px}
.article-hero-grid{position:relative;z-index:2;display:grid;grid-template-columns:minmax(0,1.2fr) minmax(300px,.8fr);gap:44px;align-items:center}
.article-head{text-align:left;max-width:880px}.breadcrumb{font-size:var(--fs-sm);color:var(--muted);margin-bottom:20px}.breadcrumb a{color:var(--brand-accent);font-weight:700}.category-pill{display:inline-flex;align-items:center;gap:7px;padding:7px 14px;border-radius:var(--r-pill);background:var(--brand-tint);color:var(--brand-accent);font-size:var(--fs-sm);font-weight:700;margin-bottom:18px}
.article-head h1{font-size:clamp(28px,3.1vw,38px);line-height:1.22;letter-spacing:-.8px;font-weight:700;max-width:none;margin:0 0 16px;text-wrap:balance}.article-head .dek{font-size:var(--fs-lg);color:var(--muted);max-width:760px;margin:0 0 22px}.article-meta{display:flex;justify-content:flex-start;align-items:center;gap:10px 18px;flex-wrap:wrap;color:var(--muted);font-size:var(--fs-sm)}.article-meta span{display:inline-flex;align-items:center;gap:7px}.article-meta strong{color:var(--brand-dark)}
.article-cover{position:relative;margin:0;padding:0 16px 18px 0}
.article-cover:before{content:"";position:absolute;inset:18px 0 0 18px;border-radius:32px;background:linear-gradient(145deg,#dbeafe,#e0e7ff)}
.article-cover-media{position:relative;z-index:1;overflow:hidden;border-radius:var(--r-lg);border:1px solid var(--border);background:var(--brand-wash);box-shadow:var(--shadow-card)}
.article-cover-media img{display:block;width:100%;aspect-ratio:5/4;object-fit:cover;object-position:center;transition:transform .45s ease}
.article-cover-media:after{content:"";position:absolute;inset:0;pointer-events:none;box-shadow:inset 0 0 0 1px rgba(255,255,255,.28)}
.article-cover:hover img{transform:scale(1.025)}

.article-shell{padding:58px 0 84px}.article-layout{display:grid;grid-template-columns:minmax(0,1fr) 320px;gap:36px;align-items:stretch}
.toc{align-self:stretch;display:flex;flex-direction:column;gap:16px;min-width:0}
.toc-card{position:relative;padding:22px 18px 18px;border:1px solid var(--border);border-radius:24px;background:#fff;box-shadow:var(--shadow-soft);overflow:hidden}
.toc-card:before{content:"";position:absolute;left:0;right:0;top:0;height:4px;background:linear-gradient(90deg,var(--brand-accent),#93c5fd)}
.toc-head{margin-bottom:14px}.toc-kicker{display:block;font-size:11px;font-weight:800;letter-spacing:.12em;text-transform:uppercase;color:var(--brand-accent);margin-bottom:5px}.toc-title{font-size:18px;font-weight:800;letter-spacing:-.4px;text-transform:none;color:var(--brand-dark);margin:0}
.toc-nav{display:flex;flex-direction:column;gap:4px;counter-reset:toc}
.toc-nav a{display:grid;grid-template-columns:28px minmax(0,1fr);gap:10px;align-items:center;font-size:13px;line-height:1.4;color:var(--muted);padding:8px 8px;border-radius:12px;transition:.2s ease;counter-increment:toc}
.toc-nav a:before{content:counter(toc, decimal-leading-zero);width:28px;height:28px;border-radius:9px;display:grid;place-items:center;background:var(--brand-tint);color:var(--brand-accent);font-size:10px;font-weight:800;letter-spacing:0}
.toc-nav a:hover{background:var(--brand-wash);color:var(--brand-dark)}
.toc-nav a.active{background:linear-gradient(90deg,#eff6ff,#fff);color:var(--brand-dark);font-weight:700;box-shadow:none}
.toc-nav a.active:before{background:var(--brand-accent);color:#fff}
.share-row{display:flex;gap:8px;margin-top:14px;padding-top:14px;border-top:1px solid var(--border)}.share-btn{width:36px;height:36px;border-radius:11px;display:grid;place-items:center;background:var(--brand-wash);border:1px solid var(--border);color:var(--brand-dark);transition:.2s ease}.share-btn:hover{border-color:var(--brand-accent);color:var(--brand-accent);background:#fff;transform:translateY(-1px)}

.kicker{font-weight:700;font-size:11px;letter-spacing:.12em;text-transform:uppercase;color:var(--brand-accent);display:block;margin-bottom:8px}
.article-assist .lead-card{padding:22px 18px 20px;border:1px solid var(--border);border-radius:24px;background:linear-gradient(180deg,#fff 0%,#f8fbff 100%);box-shadow:var(--shadow-soft),0 18px 36px rgba(214,64,0,.08)}
.article-assist .lead-card h2{font-size:20px;line-height:1.25;letter-spacing:-.4px;margin:0 0 6px;text-align:left;color:var(--brand-dark)}
.article-assist .lead-sub{font-size:13px;line-height:1.5;color:var(--muted);margin:0 0 16px;text-align:left}
.article-assist .form-row{display:grid;grid-template-columns:1fr;gap:0}
.article-assist .form-group{margin-bottom:11px}
.article-assist .field-label{display:block;font-size:12px;font-weight:700;color:var(--brand-dark);margin-bottom:5px}
.article-assist .opt{font-weight:600;color:var(--muted)}
.article-assist input,.article-assist select,.article-assist textarea{width:100%;border:1px solid #d7e4fb;border-radius:16px;background:#fff;color:var(--ink);font:inherit;font-size:14px;min-height:46px;padding:12px 14px;outline:none}
.article-assist textarea{min-height:72px;resize:vertical}
.article-assist input:focus,.article-assist select:focus,.article-assist textarea:focus{border-color:var(--brand-accent);box-shadow:0 0 0 3px rgba(37,99,235,.11)}
.article-assist .form-submit{width:100%;min-height:46px;margin-top:4px}
.article-assist .form-confidential{margin:12px 0 0;text-align:center;font-size:12px;color:var(--muted);line-height:1.45}
.article-assist .consent{display:flex;align-items:flex-start;gap:8px;font-size:11px;color:var(--muted);line-height:1.45}
.article-assist .consent input{width:15px;height:15px;min-height:auto;margin-top:2px;accent-color:var(--brand-accent)}
.article-assist .consent a{color:var(--brand-accent);font-weight:700}
.article-assist .field-error{display:none;font-size:11px;color:#b91c1c;margin-top:4px}
.article-assist .form-group.invalid .field-error{display:block}
.article-assist .form-group.invalid input,.article-assist .form-group.invalid select,.article-assist .form-group.invalid textarea{border-color:#dc2626}
.article-assist .form-status{font-size:12px;margin-top:8px;color:var(--muted)}
.article-assist .hp-field{position:absolute;left:-9999px;opacity:0;pointer-events:none}
.article-body{min-width:0}.article-body p{font-size:var(--fs-md);margin:0 0 20px;color:var(--text)}.article-body h2{font-size:var(--fs-h3);line-height:1.3;letter-spacing:-.5px;margin:48px 0 16px;scroll-margin-top:105px}.article-body h3{font-size:var(--fs-xl);line-height:1.35;margin:30px 0 12px;scroll-margin-top:105px}.article-body h4{font-size:var(--fs-lg);line-height:1.4;margin:26px 0 10px;scroll-margin-top:105px}.article-body h5{font-size:var(--fs-md);line-height:1.4;font-weight:700;margin:22px 0 8px;scroll-margin-top:105px}.article-body h6{font-size:var(--fs-sm);line-height:1.45;font-weight:700;letter-spacing:.02em;text-transform:uppercase;margin:20px 0 8px;scroll-margin-top:105px}.article-body ul,.article-body ol{padding-left:22px;margin:0 0 22px}.article-body li{font-size:var(--fs-md);margin-bottom:8px}.article-body li::marker{color:var(--brand-accent)}.article-body a:not(.btn){color:var(--brand-accent);font-weight:700;text-underline-offset:3px}.article-body a:not(.btn):hover{text-decoration:underline}.article-figure{margin:0 0 28px}.article-figure img{display:block;width:100%;border-radius:var(--r-md);object-fit:cover}.article-figure figcaption{margin-top:8px;font-size:var(--fs-sm);color:var(--muted)}
.article-faq{margin:48px 0 30px;padding:26px;border:1px solid var(--border);border-radius:var(--r-lg);background:#fff;box-shadow:var(--shadow-soft)}.article-faq>h2{margin-top:0}.article-faq-item{padding:16px 0;border-bottom:1px solid var(--border)}.article-faq-item:last-child{border-bottom:0;padding-bottom:0}.article-faq-item h3{margin:0 0 8px;font-size:var(--fs-lg)}.article-faq-item p{margin:0;color:var(--text)}
.info-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:12px;margin:22px 0 30px}.info-mini{padding:18px;border:1px solid var(--border);border-radius:var(--r-sm);background:#fff}.info-mini strong{display:block;color:var(--brand-dark);font-size:var(--fs-sm);margin-bottom:4px}.info-mini span{font-size:var(--fs-base);color:var(--muted)}
.callout{margin:30px 0;padding:22px 24px;border-radius:var(--r-md);background:linear-gradient(135deg,var(--brand-dark),var(--brand-dark-2));color:#fff;box-shadow:var(--shadow-soft)}.callout strong{display:block;font-size:var(--fs-lg);margin-bottom:7px}.callout p{color:rgba(255,255,255,.82);margin:0;font-size:var(--fs-base)}
.article-table-wrap{overflow-x:auto;margin:24px 0 30px;border:1px solid var(--border);border-radius:var(--r-md)}table{width:100%;border-collapse:collapse;min-width:620px;background:#fff}th,td{text-align:left;padding:14px 16px;border-bottom:1px solid var(--border);font-size:var(--fs-base);vertical-align:top}th{background:var(--brand-wash);color:var(--brand-dark);font-weight:800}tr:last-child td{border-bottom:0}
.service-cta{margin:44px 0;padding:28px;border-radius:var(--r-lg);background:linear-gradient(145deg,#eff6ff,#fff 62%,#eef2ff);border:1px solid #dbeafe;display:grid;grid-template-columns:minmax(0,1fr) auto;gap:24px;align-items:center}.service-cta h3{font-size:var(--fs-xl);margin:0 0 7px}.service-cta p{font-size:var(--fs-base);margin:0;color:var(--muted)}.service-cta .actions{display:flex;gap:10px;flex-wrap:nowrap;justify-content:flex-end;align-items:center}.service-cta .btn{flex:0 0 auto;width:auto;min-width:min-content;white-space:nowrap;line-height:1.2;text-decoration:none}.article-body a.btn-primary{color:#fff}.article-body a.btn-whatsapp{color:#fff}.article-body a.btn:hover{text-decoration:none}
.disclaimer{font-size:var(--fs-sm)!important;color:var(--muted)!important;padding:18px 0;border-top:1px solid var(--border);border-bottom:1px solid var(--border);margin-top:34px!important}
.author-card{margin-top:38px;padding:26px;border:1px solid var(--border);border-radius:var(--r-lg);background:#fff;display:flex;gap:18px;align-items:flex-start;box-shadow:var(--shadow-soft)}.avatar{flex:0 0 58px;width:58px;height:58px;border-radius:18px;background:linear-gradient(145deg,var(--brand-dark),var(--brand-accent));color:#fff;display:grid;place-items:center;font-size:var(--fs-xl);font-weight:800;overflow:hidden;object-fit:cover}.author-copy .small{font-size:var(--fs-xs);font-weight:800;text-transform:uppercase;letter-spacing:.09em;color:var(--muted)}.author-copy h3{margin:3px 0 3px;font-size:var(--fs-lg)}.author-copy .role{font-size:var(--fs-sm);color:var(--brand-accent);font-weight:700;margin-bottom:8px}.author-copy p{font-size:var(--fs-sm);margin:0;color:var(--muted)}

.related{padding:72px 0;background:linear-gradient(180deg,var(--brand-wash),#fff)}.section-head{display:flex;align-items:end;justify-content:space-between;gap:24px;margin-bottom:28px}.section-head h2{font-size:var(--fs-h2);line-height:1.15;letter-spacing:-1.1px}.section-head p{font-size:var(--fs-md);color:var(--muted);margin-top:6px}.related-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}.related-card{border:1px solid var(--border);border-radius:var(--r-lg);overflow:hidden;background:#fff;box-shadow:var(--shadow-soft);transition:.25s ease}.related-card:hover{transform:translateY(-4px);box-shadow:var(--shadow)}.related-card img{display:block;width:100%;aspect-ratio:16/9;object-fit:cover}.related-body{padding:20px}.related-body .meta{font-size:var(--fs-sm);color:var(--muted);margin-bottom:8px}.related-body h3{font-size:var(--fs-lg);line-height:1.38}.read-link{display:inline-flex;align-items:center;gap:7px;color:var(--brand-accent);font-weight:800;font-size:var(--fs-sm);margin-top:14px}

.footer{background:var(--brand-deep);padding:48px 0;color:rgba(255,255,255,.72)}.footer-grid{display:grid;grid-template-columns:1.2fr .8fr .8fr .9fr;gap:34px}.footer h4{font-size:var(--fs-sm);text-transform:uppercase;letter-spacing:.08em;color:#fff;margin-bottom:13px}.footer .brand{font-size:var(--fs-xl);font-weight:800;color:#fff;margin-bottom:9px}.footer .brand span{color:var(--brand-accent-so)}.footer p,.footer a{font-size:var(--fs-sm)}.footer-links{display:flex;flex-direction:column;gap:8px}.footer a:hover{color:#fff}.copyright{margin-top:34px;padding-top:20px;border-top:1px solid rgba(255,255,255,.12);font-size:var(--fs-xs);color:rgba(255,255,255,.55)}
.floating-whatsapp{position:fixed;right:22px;bottom:22px;z-index:99;background:var(--wa);color:#fff;width:56px;height:56px;display:grid;place-items:center;border-radius:50%;box-shadow:0 14px 32px rgba(37,211,102,.35)}.floating-whatsapp:hover{background:var(--wa-dark);transform:translateY(-2px)}.sticky-mobile-cta{display:none}

@media(max-width:980px){
  .nav-links>a:not(.btn){display:none}.article-hero-grid{grid-template-columns:1fr .9fr;gap:34px}.article-layout{grid-template-columns:minmax(0,1fr) 300px;gap:24px}.share-row{display:none}.related-grid{grid-template-columns:repeat(2,1fr)}.footer-grid{grid-template-columns:1fr 1fr}.service-cta{grid-template-columns:1fr}.service-cta .actions{justify-content:flex-start}
}
@media(max-width:820px){
  .article-hero-grid{grid-template-columns:1fr}.article-cover{max-width:640px;padding:0 12px 14px 0}.article-cover:before{inset:14px 0 0 14px;border-radius:26px}.article-cover-media img{aspect-ratio:16/10}.article-layout{grid-template-columns:1fr;gap:18px}.toc{display:contents}.toc-card{order:1;padding:16px}.toc-head{margin-bottom:10px}.toc-nav{flex-direction:row;overflow-x:auto;scrollbar-width:none;gap:7px;padding-bottom:2px;counter-reset:none}.toc-nav::-webkit-scrollbar{display:none}.toc-nav a{display:inline-flex;flex:none;background:var(--brand-wash);border:1px solid var(--border);border-radius:var(--r-pill);padding:9px 13px;grid-template-columns:none}.toc-nav a:before{display:none}.article-body{order:2}.article-assist{order:3}
}
@media(max-width:720px){
  .container{width:calc(100% - 28px)}.nav-inner{padding:13px 0}.logo{font-size:var(--fs-xl)}.nav-links{gap:9px}.nav-links .btn-whatsapp{display:none}.nav-links .btn-primary{padding:11px 15px;min-height:42px}.article-hero{padding:32px 0 34px}.article-hero-grid{gap:24px}.article-head h1{max-width:none;letter-spacing:-.9px}.article-head .dek{font-size:var(--fs-md)}.article-cover{padding:0;max-width:none}.article-cover:before{display:none}.article-cover-media{border-radius:var(--r-md)}.article-cover-media img{aspect-ratio:16/9}.article-shell{padding:34px 0 58px}.toc-card{margin:0 -2px}.article-body p,.article-body li{font-size:var(--fs-base)}.article-body h2{margin-top:38px}.info-grid{grid-template-columns:1fr}.at-glance,.callout,.service-cta,.author-card{padding:20px}.service-cta .actions{display:flex;flex-wrap:wrap;justify-content:flex-start;width:100%}.service-cta .btn{width:auto;flex:0 0 auto;padding-left:18px;padding-right:18px}.author-card{display:grid;grid-template-columns:54px 1fr}.avatar{width:54px;height:54px;flex-basis:54px}.author-copy p{grid-column:1/-1}.related{padding:52px 0 82px}.section-head{display:block}.related-grid{display:flex;overflow-x:auto;gap:14px;scroll-snap-type:x mandatory;margin-right:-14px;padding-right:14px;scrollbar-width:none}.related-grid::-webkit-scrollbar{display:none}.related-card{flex:0 0 84vw;max-width:310px;scroll-snap-align:start}.footer{padding:42px 0 95px}.footer-grid{grid-template-columns:1fr 1fr;gap:26px 20px}.footer-grid>div:first-child{grid-column:1/-1}.floating-whatsapp{display:none}.sticky-mobile-cta{display:grid;grid-template-columns:1fr 1fr;position:fixed;left:0;right:0;bottom:0;z-index:100;background:#fff;box-shadow:0 -12px 30px rgba(11,28,70,.14);padding-bottom:env(safe-area-inset-bottom)}.sticky-mobile-cta a{padding:15px;text-align:center;font-weight:800;color:#fff;font-size:var(--fs-base)}.sticky-mobile-cta a:first-child{background:var(--cta)}.sticky-mobile-cta a:last-child{background:var(--wa)}
}
@media(max-width:430px){.service-cta .actions{grid-template-columns:1fr}.footer-grid{grid-template-columns:1fr}.footer-grid>div:first-child{grid-column:auto}.article-table-wrap{margin-left:-2px;margin-right:-2px}}
@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}.btn,.related-card,.share-btn,.article-cover-media img{transition:none!important}.article-cover:hover img{transform:none}}

@media (min-width: 821px){
  .toc{
    position:sticky;
    top:92px;
    align-self:start;
    z-index:4;
    gap:12px;
  }
  .article-assist .lead-card{padding:16px 16px 14px}
  .article-assist .lead-card h2{font-size:18px;margin-bottom:4px}
  .article-assist .lead-sub{font-size:12px;margin-bottom:12px}
  .article-assist .form-group{margin-bottom:8px}
  .article-assist .field-label{margin-bottom:4px}
  .article-assist input,
  .article-assist select,
  .article-assist textarea{min-height:40px;padding:9px 12px;border-radius:12px;font-size:13px}
  .article-assist textarea{min-height:40px;resize:none}
  .article-assist .form-submit{min-height:42px;margin-top:2px}
  .article-assist .form-confidential{margin-top:8px;font-size:11px}
}

@media(max-width:820px){.toc-nav a.active{box-shadow:none;border-color:var(--brand-accent);background:var(--brand-tint);color:var(--brand-accent)}}